Financing Your Classic Wheel and Tire Investment
At Classic Wheels and Tires, we understand that authentic restoration requires quality components that sometimes represent a significant investment. Our financing options are designed to help enthusiasts access the period-correct wheels and tires they need without compromising on authenticity or quality. Whether you're outfitting an entire vehicle with new wheels and tires or making a strategic upgrade, our flexible payment plans make premium restoration components more accessible.
Flexible Financing Options Tailored for Enthusiasts
We offer several financing solutions designed specifically for classic car enthusiasts, each with distinct advantages to suit different restoration budgets and timelines:
Traditional Financing Plans
Our standard financing program offers terms ranging from 6 to 36 months with competitive interest rates. This option provides predictable monthly payments and is ideal for substantial wheel and tire packages. With a simple application process and quick approval times, you can proceed with your restoration without delay. These plans feature fixed interest rates, meaning your payment remains consistent throughout the financing term, making it easier to budget for your restoration project.
90-Day Same-As-Cash Option
For enthusiasts who anticipate having funds available in the near future but want to secure their wheels and tires immediately, our 90-day same-as-cash option offers the perfect solution. This program allows you to take possession of your wheels and tires today and pay the full amount within 90 days with no interest charges. This is particularly popular among collectors waiting for the sale of another asset or for seasonal business income.
Restoration Project Financing
For comprehensive restoration projects, our specialized project financing allows you to include wheels and tires as part of a larger restoration financing package. This option provides extended terms up to 60 months for qualified buyers, making even the most ambitious classic car projects more manageable. By consolidating multiple restoration components into a single financing plan, you can often secure more favorable terms and simplify your payment process.
Quick and Simple Application Process
We've streamlined our financing application to minimize paperwork and expedite approval. Most applications receive a response within one business day, and many customers receive instant approval. The process can be completed entirely online, though our financing specialists are available by phone to assist with any questions or special circumstances.
What You'll Need to Apply
- Basic personal information and contact details
- Employment and income information
- Valid identification
- Banking details for payment processing
For financing amounts under $2,500, the application is typically even more streamlined, often requiring just basic information and a soft credit check that won't impact your credit score.
Benefits of Financing Your Classic Wheel and Tire Purchase
Access to Premium Options
Financing allows you to invest in higher-quality, historically accurate wheels and tires rather than compromising on reproduction quality or authenticity due to budget constraints. This is particularly important for concours-level restorations where judges scrutinize every detail, including the authenticity of wheels and tires.
Complete Sets vs. Piecemeal Purchasing
By financing your wheel and tire package, you can purchase complete matching sets rather than acquiring individual components over time. This ensures consistent appearance, wear patterns, and performance characteristics across all four corners of your vehicle—critically important for both safety and aesthetics.
Preservation of Other Resources
Financing allows you to maintain liquidity for unexpected restoration expenses or opportunities to acquire other rare components for your project. Many experienced restorers prefer to finance predictable expenses like wheels and tires while keeping cash reserves available for unique finds or emergency restoration needs.
Special Financing Promotions
Throughout the year, we offer special financing promotions that provide even more favorable terms for qualified buyers. These may include deferred payment options, reduced interest rates, or extended no-interest periods on select wheel and tire packages. Sign up for our newsletter or follow us on social media to stay informed about current financing specials that might align with your restoration timeline.
Key Takeaways About Our Financing Options
- Multiple financing plans available with terms from 6 to 60 months
- 90-day same-as-cash option with no interest for short-term financing needs
- Special project financing for comprehensive restoration projects
- Simple online application with quick approval process
- Financing allows access to premium, historically accurate components
- Purchase complete matching sets rather than individual components
- Maintain cash reserves for other aspects of your restoration
- Special promotions available throughout the year
Ready to explore financing options for your classic wheel and tire purchase? Contact our financing specialists at (555) 123-4567 or complete our secure online application wheel and tire financing to get started today.
Frequently Asked Questions
Does applying for financing affect my credit score?
For initial pre-qualification, we perform only a soft credit inquiry that does not impact your credit score. Only when you decide to proceed with a formal application will a standard credit check be performed. For financing amounts under $2,500, many applicants can be approved with just the soft inquiry, avoiding any impact on their credit score.
What interest rates can I expect on wheel and tire financing?
Interest rates vary based on credit score, financing amount, term length, and current promotions. Our rates are competitive within the specialty automotive financing market, typically ranging from 6.99% to 12.99% APR for most qualified buyers. During special promotional periods, rates can be significantly lower, and some packages qualify for 0% interest options for shorter terms.
Is there a minimum purchase amount required for financing?
Yes, our standard financing options are available for purchases of $500 or more. For smaller purchases, we offer alternative payment options including major credit cards and PayPal Credit, which provides its own financing terms directly to consumers.
Can I pay off my financing early without penalties?
Absolutely. All of our financing plans feature no pre-payment penalties or early payoff fees. You're welcome to make additional payments or pay off your balance entirely at any time without incurring extra charges. This flexibility allows you to reduce interest costs if your financial situation improves during the financing term.
Do you offer financing for international customers?
Currently, our financing programs are available only to customers with established credit in the United States and Canada. International customers typically use wire transfers, credit cards, or third-party payment services for their purchases. We're happy to discuss the most convenient payment options for international restoration enthusiasts on a case-by-case basis.